Allstate Legal Services

On August 23, 2011 I received a call from Karen Foster (201-477-1382) at Allstate
Legal Services who said that she was calling on behalf of E.Z. Advance Cash. 
According to her, I owe over $5,000 in loans and fees.  She went through her
script (They all seem to have one) telling me all the things that will happen to
me if I do not respond.  I waited until she was finished and asked to speak to
her manager.  The next person that I spoke with identified himself as Mark Harris
and said that he was the manager.  I asked him for their physical address which
he said was 409 Lemon Street in New Jersey.  No surprise that the names, address
and business are all FAKE!

They use allot of legal terms in order to intimidate the poor unsuspecting
individuals that borrower and indeed may be behind on their loans.  The problem
is that these borrowers would loose if they were to pay them any money.    

Whether it's Allstate Legal Services or American Law Division, the bottom line is
these people are SCAMMERS!  Do not be intimidated by their B.S. and DO NOT SEND
THEM ANY MONEY!!!

Phone Numbers associated with these scams are:
125-748-9562
282-726-2524
201-477-1382

American Law Division

About 2 months ago I filled out an online application for some payday loan.   I received several offers but never accepted any of them.   Since then I've been receiving calls from individuals who identify them self as representatives of American Law Division calling on behalf of Cash Advance America.   According to "Kent Brown" (305-434-4079) I've defaulted on a loan and I owe $1056.00.   He also stated that I have broken several financial, Internet and state laws.   After all his FAKE legal jargon, he could not tell me how it is possible to default on a loan that I never accepted. I told him to send me documentation on my "case".   I'm still waiting...

On 6/21/2011, I received a call from "Eric Foster" stating that he is a lawyer and I owe money on a payday loan that is in default.   His story was that I owe over $5,000 in interests and fees.   He needed my lawyer's number because they are filing a case against me in court.   This is the scare tactics they use to intimidate people into sending them money.   I never accepted any payday loans, so I know that this is B.S.   When I asked to speak with his manager he transferred me to "Charles Green" who tried to tell me that I better pay the debt before they send the paperwork to the court.   He demanded that I send them money before Thursday morning or "the police would come to my house and drag me to courthouse".   I told him the the police wouldn't have to come looking for me because I will be at the courthouse waiting for the documents.   I demanded the physical address to his office and laughed to myself as he tried to make up something off the top of his head: "515 Broadway Street 11th floor.  New York, N.Y. 10036".   They must not know about Google maps.    They ALL have deep foreign accents with typical American or "English" names...Yes, they are all fake!

Charles Green

Christopher Berry

Eric Foster  (347) 426-2682

Kent Brown  (305) 434-4079

John Smith  (This one is really original)

I told them to send me documentation on my "case"...I'm still waiting!

Cash Advance America. a.k.a. Ace Cash Advance, Cash Advance Company

The information on their website is limited to applying for a loan which I believe is designed with the sole purpose of acquiring your PERSONAL INFORMATION.  No address,  no phone numbers, so you cannot call them. 

I tried emailing them about my "Phantom" account and you guessed it, FAKE!  

Another suspicious website is MM Cash Advance.  Similar name, no phone number, or address.  They claim to have business locations, but nothing is listed on the site.

http://www.mmcashadvance.com/cash-advance-america-locations/

The bottom line is...

BORROWER BEWARE, THESE PEOPLE ARE SCAMMERS!!!!